DECISION LOG

Terms of Use

Last updated: February 12, 2026

These Terms of Use (“Terms”) govern your access to and use of Decision Log (the “Site”), located at https://isitstillworthit.com, including any content, newsletters, downloadable resources, and related materials (collectively, the “Services”) operated by Decision Log (“we”, “us”, or “our”).

By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1) What this site is

Decision Log provides informational and educational content about recurring charges and “worth it” decisions (for example, memberships, subscriptions, and other ongoing expenses). We may share frameworks, checklists, comparisons, and commentary to help you think through decisions.

2) Affiliate links and advertising

The Site may contain affiliate links and advertising. We may earn a commission if you purchase through a link on the Site at no extra cost to you. The Site may also display ads served by advertising partners.

We aim to present comparisons and decision frameworks independently. Compensation (including affiliate commissions or ads) does not dictate our conclusions or what we choose to cover.

Offers, prices, features, availability, and benefits can change at any time. We do not guarantee that any information about pricing, promotions, or terms will remain current. Verify important details directly with the relevant provider before deciding.

For details, please review our Affiliate Disclosure: Affiliate Disclosure

3) No professional advice

All content is provided for general informational purposes only. Nothing on the Site constitutes financial, legal, tax, insurance, medical, or other professional advice. You are responsible for your own decisions. If you need professional advice, consult a qualified professional who can consider your specific circumstances.

4) Accuracy and tools

We strive to keep content accurate, but we cannot promise that all information is complete, correct, or up to date. Some information may come from third parties and may change without notice.

We may use software or automated tools to assist with researching, drafting, or formatting content. Even with review, errors can occur. You should verify critical information independently.

The Site may link to third party websites, products, or services. We do not control third party sites and are not responsible for their content, policies, practices, or offerings. Your use of third party sites is at your own risk and subject to their terms.

5) Intellectual property

Unless otherwise noted, we own or license the Site and all content on it, including text, graphics, logos, design, and downloadable resources (the “Content”).

You may access the Content for your personal use. You may not copy, reproduce, distribute, publicly display, sell, license, or create derivative works from the Content without our prior written permission, except as allowed by law.

You may share a link to a page on the Site and may quote short excerpts for commentary or review, provided you clearly attribute the Site and do not present the excerpt as your own work.

6) Acceptable use

  • Do not use the Site for unlawful purposes.
  • Do not attempt to disrupt the Site, servers, or networks.
  • Do not scrape or use automated access that imposes unreasonable load.
  • Do not upload or transmit malware or harmful code.
  • Do not impersonate others or misrepresent affiliation.

7) Digital products and refunds (if applicable)

If we offer paid digital products (for example, checklists, templates, or ebooks), the following applies:

  • Sales are generally final. Due to the digital nature of these products, we generally do not offer refunds once the content has been accessed or downloaded, except as required by law.
  • If you have technical issues accessing a file, please contact us for assistance at contact@isitstillworthit.com.

8) Changes to these Terms

We may update these Terms from time to time. The “Last updated” date at the top reflects the latest revision. Your continued use of the Site after changes become effective means you accept the updated Terms.

9) Privacy

Your use of the Site is also subject to our Privacy Policy: Privacy Policy

10) Disclaimer of warranties

The Site and all content are provided “as is” and “as available.” To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, secure, error-free, or free of harmful components.

11) Limitation of liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of the Site or Content, even if we have been advised of the possibility of such damages.

In no event will our total liability for any claim arising out of or relating to the Site exceed USD 100 or the amount you paid us (if any) in the twelve months before the event giving rise to the claim, whichever is greater.

Some jurisdictions do not allow certain limitations. In that case, liability will be limited to the fullest extent permitted by law.

12) Governing law and venue

These Terms are governed by the laws of the State of California, United States, without regard to conflict of laws principles.

To the extent permitted by law, any dispute arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in Santa Clara County, California, and you consent to personal jurisdiction there.

13) Contact

If you have questions about these Terms, contact us at:

Email: contact@isitstillworthit.com
Operator: Decision Log