The rules of using this site, in plain language.

What this site is

Is It Still Worth It? publishes informational and editorial content about recurring charges, subscriptions, memberships, apps, phone plans, travel fees, and related spending decisions.

The site may include articles, comparisons, checklists, newsletters, downloadable resources, and other content designed to help readers think through everyday consumer decisions.

The goal is to help readers compare options and make more informed choices. The site does not replace professional advice, official provider information, or independent verification.

Affiliate links and advertising

This site may contain affiliate links and may display advertisements served by third-party partners. Affiliate links allow the site to earn a commission if you sign up, purchase, or take another qualifying action through those links, at no additional cost to you.

Compensation does not determine editorial conclusions. A service may be recommended, criticized, compared, or excluded based on the merits of the decision being discussed, not simply because an affiliate relationship exists.

For more detail on how affiliate relationships work on this site, see the Affiliate Disclosure.

Prices, offers, features, availability, eligibility, and terms can change without notice. Always verify details directly with the provider before making a decision.

Not professional advice

Content on this site is provided for general informational and editorial purposes only. Nothing published here constitutes financial, legal, tax, insurance, medical, or other professional advice.

You are responsible for your own decisions. For advice tailored to your situation, consult a qualified professional who can review your specific circumstances.

Accuracy of content

Reasonable efforts are made to keep content accurate and current, but no guarantee is made that all information is complete, correct, or up to date. Some information comes from third-party sources and may change without notice.

Please verify critical details independently before acting on them, especially prices, plan rules, cancellation terms, eligibility requirements, renewal dates, taxes, fees, and official provider policies.

Intellectual property

Unless otherwise noted, the site and its content, including text, graphics, logos, design elements, downloads, and resources, are owned by or licensed to us.

You may access and view the content for personal, non-commercial use. You may not copy, reproduce, distribute, publicly display, sell, license, or create derivative works from the content without prior written permission, except as allowed by law.

Sharing a link to a page on the site is allowed. Quoting short excerpts for commentary, review, or reference is allowed when the site is clearly attributed and the excerpt is not presented as your own work.

Acceptable use

When using this site, please do not:

• Use the site for unlawful purposes or in violation of applicable law.
• Attempt to disrupt, damage, or compromise the site, servers, security systems, or networks.
• Scrape, crawl, copy, or access the site using automated tools that impose an unreasonable load or bypass reasonable access limits.
• Upload, transmit, or distribute malware, viruses, harmful code, spam, or abusive traffic.
• Impersonate others or misrepresent your affiliation with any person, company, or entity.
• Use the site to harass, threaten, defame, abuse, or harm others.

Third-party services and links

This site may link to third-party websites, products, services, platforms, merchants, or tools. These links are provided for convenience and reference.

We do not control third-party sites and are not responsible for their content, policies, pricing, availability, practices, or offerings. Your use of third-party sites is at your own risk and subject to their own terms and privacy policies.

User submissions

If you send feedback, suggestions, corrections, questions, or other messages through email or another channel, we may use that information to improve the site, update content, respond to your message, or develop future content.

Please do not send confidential, sensitive, or proprietary information that you do not want us to receive or use for those purposes.

Disclaimer of warranties

The site and all content are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, all warranties, express or implied, are disclaimed. This includes, but is not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and reliability.

No warranty is made that the site will be uninterrupted, secure, error-free, complete, current, or free of harmful components.

Limitation of liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, business opportunity, or other intangible losses arising out of or related to your use of the site or content.

In no event will total liability for any claim arising out of or relating to the site exceed USD 100 or the amount you paid us in the twelve months before the event giving rise to the claim, whichever is greater.

Some jurisdictions do not allow certain limitations of liability. Where that is the case, liability is limited to the fullest extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold us harmless from claims, losses, liabilities, damages, costs, or expenses, including reasonable legal fees, arising out of or related to your use of the site, your violation of these terms, or your violation of any rights of a third party.

Changes to these terms

These terms may be updated from time to time to reflect changes in site practices, services, tools, or legal requirements. When material changes happen, the “Last updated” date at the bottom of this page will be updated.

Continued use of the site after changes means the revised terms apply to your use of the site going forward.

Privacy

Use of the site is also subject to the Privacy Policy, which explains how information may be collected, used, and handled when someone visits the site.

Governing law and venue

These terms are governed by the laws of the State of California, United States, without regard to conflict of laws principles.

To the extent permitted by law, any dispute arising out of or relating to these terms or the site will be brought exclusively in the state or federal courts located in Santa Clara County, California, and you consent to personal jurisdiction there.

Miscellaneous

Severability

If any provision of these terms is found unenforceable, the remaining provisions continue in full effect.

No waiver

Failure to enforce any provision of these terms does not waive the right to enforce it later.

Entire agreement

These terms, together with the Privacy Policy and Affiliate Disclosure, make up the agreement between you and us regarding use of the site.

Assignment

You may not assign or transfer these terms without prior written consent. We may assign these terms at our discretion, including in connection with a merger, acquisition, restructuring, or sale of assets.

Contact

Questions about these terms can be directed to the address below.