The rules of using this site, in plain language.

What this site is

Is It Still Worth It? (referred to as “we,” “us,” or “our”) publishes informational and editorial content about recurring charges, subscriptions, memberships, and related spending decisions. The site may include frameworks, comparisons, checklists, newsletters, and downloadable resources.

The goal is to help readers think through decisions, not to replace professional advice or independent verification.

Affiliate links and advertising

This site may contain affiliate links and display advertisements served by third-party partners. Affiliate links allow us to earn a commission if you sign up or purchase through them, at no additional cost to you.

Compensation does not determine our editorial conclusions. For details on how affiliate relationships work on this site, see the Affiliate Disclosure.

Prices, offers, features, and availability can change without notice. Verify details directly with the provider before making a decision.

Not professional advice

Content on this site is provided for general informational purposes only. Nothing published here constitutes financial, legal, tax, insurance, medical, or other professional advice.

You are responsible for your own decisions. For advice tailored to your situation, consult a qualified professional who can review your specific circumstances.

Accuracy of content

Reasonable efforts are made to keep content accurate and current, but no guarantee is made that all information is complete, correct, or up to date. Some information is drawn from third-party sources and may change without notice. Please verify critical details independently before acting on them.

Intellectual property

Unless otherwise noted, the site and all content on it, including text, graphics, logos, design elements, and downloadable resources (the “Content”), are owned by or licensed to us.

You may access and view the Content for personal, non-commercial use. You may not copy, reproduce, distribute, publicly display, sell, license, or create derivative works from the Content without prior written permission, except as allowed by law.

Sharing a link to a page on the site is fine. Quoting short excerpts for commentary or review is fine, provided the site is clearly attributed and the excerpt is not presented as your own work.

Acceptable use

When using this site, please do not:

• Use the site for unlawful purposes or in violation of applicable law.
• Attempt to disrupt or compromise the site, servers, or networks.
• Scrape, crawl, or access the site using automated tools that impose an unreasonable load.
• Upload, transmit, or distribute malware, viruses, or harmful code.
• Impersonate others or misrepresent your affiliation with any person or entity.
• Use the site to harass, threaten, or harm others.

Third-party services and links

This site may link to third-party websites, products, or services. These links are provided for convenience. We do not control those sites and are not responsible for their content, policies, practices, or offerings.

Your use of third-party sites is at your own risk and subject to their own terms and privacy policies.

User submissions

If you send feedback, suggestions, or corrections through the contact page, email, or another channel, we may use that information to improve the site, update content, or respond to your message.

Please do not send anything confidential or proprietary that you do not want shared with us for those purposes.

Disclaimer of warranties

The site and all content are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, all warranties, express or implied, are disclaimed. This includes, but is not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

No warranty is made that the site will be uninterrupted, secure, error-free, or free of harmful components.

Limitation of liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of the site or content, even if advised of the possibility of such damages.

In no event will total liability for any claim arising out of or relating to the site exceed USD 100 or the amount you paid us in the twelve months before the event giving rise to the claim, whichever is greater.

Some jurisdictions do not allow certain limitations. Where that is the case, liability is limited to the fullest extent permitted by law.

Indemnification

You agree to indemnify and hold us harmless from any claims, losses, liabilities, damages, or expenses, including reasonable legal fees, arising out of your use of the site, your violation of these terms, or your violation of any rights of a third party.

Changes to these terms

These terms may be updated from time to time to reflect changes in services, practices, or legal requirements. When material changes happen, the “Last updated” date at the bottom is updated. Continued use of the site after changes become effective means you accept the revised terms.

Privacy

Use of the site is also subject to the Privacy Policy, which explains how information is collected, used, and protected.

Governing law and venue

These terms are governed by the laws of the State of California, United States, without regard to conflict of laws principles.

To the extent permitted by law, any dispute arising out of or relating to these terms or the site will be brought exclusively in the state or federal courts located in Santa Clara County, California, and you consent to personal jurisdiction there.

Miscellaneous

Severability

If any provision of these terms is found unenforceable, the remaining provisions continue in full effect.

No waiver

Failure to enforce any provision of these terms does not waive the right to enforce it later.

Entire agreement

These terms, together with the Privacy Policy and Affiliate Disclosure, make up the entire agreement between you and us regarding use of the site. They replace any prior agreements on the same subject.

Assignment

You may not assign or transfer these terms without prior written consent. We may assign these terms at our discretion, including in connection with a merger, acquisition, or sale of assets.

Contact

Questions about these terms can be directed to the address below.